Page 646
Page 646
After some simple calculations, the funds provided by the two individuals totaled a staggering 2000 million yuan in cash.
Overwhelmed with gratitude at the generosity of his two friends, Liao Baoshan immediately ordered his men to retrieve a list of some of his properties and land, which they could freely choose to use as collateral.
Huo Yingdong decisively offered a factory site in Mong Kok and a factory warehouse in Yau Ma Tei as collateral for the transaction.
Everyone present knew perfectly well that the so-called mortgage was just a euphemism; in reality, it was no different from selling.
After all, Liu Chong Hing Bank had just suffered such a heavy blow, and it was already a miracle that it avoided bankruptcy.
Once a bank's reputation is damaged, it is virtually impossible to restore it to its former size within a few years.
Not to mention the huge loss of wealth that would occur in the process, which would undoubtedly severely hinder the development of the entire Liao family and may even lead to a regression.
Faced with such a difficult situation, the two sides finally agreed on a cash settlement of 2000 million.
However, for the Liao family, raising such a large sum of money in a short period of time was simply a pipe dream.
Left with no other choice, they had to reluctantly part with the properties and land to pay off their debts. They were just waiting for the right opportunity to notify the other party to begin processing these assets.
After Mr. Huo Yingdong made his decision, Yao Liewen quickly placed the relevant documents in front of He Yuzhu and respectfully said:
"Mr. He, please take a look."
He Yuzhu's eyes were sharp as he quickly scanned the documents in his hand.
He was quickly drawn to the bank headquarters building in Central. The building consisted of three ten-story towers and was quite imposing.
After careful consideration, He Yuzhu made a decisive decision, selecting two of the buildings and generously reserving one for the Liao family, demonstrating his extraordinary magnanimity and broad-mindedness.
"These two buildings are valued at 1100 million."
Upon hearing the offer, He Yuzhu nodded slightly in approval.
He knew very well that the most expensive property in Hong Kong was undoubtedly Central. It was a place where skyscrapers stood side by side, filled with high-end office buildings, luxury hotels, and all kinds of luxury brands.
The property prices there are astronomical compared to other areas.
The headquarters of Liu Chong Hing Bank is located in the Des Voeux Road area of Sheung Wan. Although it is close to Central, the property prices here are only slightly cheaper than those in Central, and are still much higher than those in relatively remote areas such as North Point.
Furthermore, these are two brand-new office buildings, so their value is naturally considerable. Compared to ordinary industrial buildings, office buildings are usually several times more expensive.
Therefore, taking all factors into consideration, the asking price of 1100 million is indeed a reasonable and acceptable price for these two newly built office buildings.
He Yuzhu then turned his attention to a warehouse in North Point and an industrial site near Quarry Bay.
After inspecting the site, he found that both locations were quite large and, if properly planned and utilized, could be directly developed into large-scale industrial buildings.
Ultimately, He Yuzhu successfully acquired both plots of land at a certain price, with a total cost of 1260 million yuan.
After completing these purchases, he was left with only a paltry 40 yuan. Clearly, this amount was insufficient to acquire any more large tracts of land.
Liao Liewen asked with a smile:
"Does Mr. He still not own a villa of his own?"
Upon hearing this, He Yuzhu nodded slightly in agreement and responded:
"That's true at the moment. I've been looking into the relevant information, but it doesn't seem like anyone is interested in selling their villas."
After successfully obtaining a substantial sum of cash, He Yuzhu immediately instructed his wife, Du Weifang, to begin collecting information about the sale of the villa.
However, after some effort, the result was somewhat disappointing – there is currently no situation where villas are sold directly to the public.
He Yuzhu couldn't help but show a hint of regret, but he still carefully explained to Du Weifang:
"If you hear of anyone planning to sell the villa in the future, please inform me immediately."
At this moment, a thought suddenly flashed through Liao Liewen's mind. He realized that his family was currently in a precarious situation, and if he could get He Yuzhu's wholehearted support, it would undoubtedly be a timely help for the family.
After a moment's thought, he spoke:
"Coincidentally, our Liao family owns a number of villas on Taiping Mountain, one of which can be used as collateral."
It turns out that the Liao family has been buying properties in the Taipingshan area for many years, and owns many villas in the surrounding area, which are not far from each other.
The villa that was originally planned to be left as a dowry for the younger sister has now had to be temporarily put aside due to the circumstances.
After all, establishing a closer relationship with He Yuzhu is the top priority.
Upon hearing this, He Yuzhu's eyes suddenly lit up, as if a candle flame in the darkness had been instantly ignited.
Isn't this just like someone offering you a soft pillow when you're dozing off? He's always dreamed of buying his own villa.
The family's living conditions are now far too cramped. Elena, her two grandchildren, Du Guanghe, and his two adorable granddaughters, plus herself, make it awkward for the whole family to live together.
In fact, He Yuzhu had long considered dividing the family property, but how could an ordinary house meet his standards?
We absolutely have to provide each family with a villa! And right now, we can use the 40 yuan we have left to buy a villa. This deal is incredibly worthwhile!
Thinking of this, he said without hesitation:
"Alright, then let's settle on a villa then."
After all, based on his understanding of the Liao family, he knew they would never set a trap for him in this matter.
Seeing that He Yuzhu made his choice so readily, the two parties quickly signed a detailed agreement.
The agreement clearly stipulates that if the Liao family is unable to come up with enough cash to repay the loan within the next three months, then both parties will sign a new transfer agreement, transferring all the relevant properties and land to He Yuzhu's name.
Just then, Liao Liewen spoke with a smile:
"As for the villa you chose, we can process the transfer of ownership directly to your name right now."
He Yuzhu couldn't help but ask in surprise, "Can it really be that fast?"
"Whether or not we are ultimately able to raise the required cash, transferring one of the villas to you is absolutely no problem."
It's important to understand that in the bustling and highly competitive city of Hong Kong, business transactions have always prioritized practicality and efficiency, with profit taking precedence above all else.
However, when He Yuzhu unhesitatingly pulled out 1300 million yuan in cash to support them, the Liao family was deeply shocked. They even wished they could immediately give away the entire villa to express their gratitude for He Yuzhu's generosity.
However, such actions are too obvious, and neither the Liao family nor He Yuzhu himself would care about a mere difference of a few hundred thousand.
"Okay then, that works too."
Therefore, under the full supervision and witness of a professional lawyer, both parties solemnly signed the relevant documents and quickly completed all the necessary procedures to officially transfer the villa to He Yuzhu's name.
Next, you only need to go to the Housing Department to complete the transfer of ownership, and you're all done. Of course, you can confidently leave these follow-up tasks to your lawyer.
"Thank you so much, Mr. He!" Mr. Liao grasped He Yuzhu's hand tightly, unable to contain his excitement.
"Mr. Liao, you're too kind!" He Yuzhu replied with a smile.
Just then, a loud "bang" was heard, and the door was suddenly pushed open.
Immediately afterward, a young woman with a cold and unfriendly expression strode in. Her face was frosty, her eyes wide with anger, and she went straight to Mr. Liao, loudly demanding:
"Brother, what were you thinking? Why did you take it upon yourself to give away my dowry, which should have been mine, to this stranger so easily?"
Chapter 447 The charming girl
Everyone in the room was stunned for a moment, as if time had frozen.
He Yuzhu, in particular, stared wide-eyed, his face filled with astonishment, his mouth slightly open, as if he wanted to say something but didn't know where to begin.
Could it be that the luxurious villa he had just painstakingly acquired was actually part of this young woman's dowry?
This sudden turn of events left him in disbelief.
At this moment, Liao Liewen frowned, veins bulged on his forehead, and he felt a surge of unease.
It's important to know that although there are many villas on this mountain, the family has a large number of members, and everyone already lives in their own villa.
Moreover, he has six younger brothers and two younger sisters, several of whom are already married, have children, and have established their own families.
With so many people, it's impossible for them all to live in the same place.
The only place that might be vacant is the villa that was originally purchased and renovated specifically for my younger sister.
However, since his younger sister had not yet moved in, he originally planned to buy her a more suitable villa as her dowry after some time.
I never expected that at this critical moment, my younger sister would be so inconsiderate, barging in without any regard for the guests and loudly questioning them.
"Little sister, how about we go home and talk about it slowly? Look, there are still two guests here."
Liao Liewen suppressed his anger and tried his best to persuade her in a gentle tone.
To his surprise, Liao Lieying completely ignored him, instead letting out a cold snort, abruptly turning her head, and shouting at her father:
"Daddy, you know perfectly well how much effort I put into that villa! From the architectural style to the interior decoration, everything was meticulously crafted to my liking. I..."
"Enough! Stop talking!"
Liao Liewen finally lost his temper and angrily interrupted his daughter's words.
Liao Baoshan was so angry that his face turned red, veins bulging on his forehead. His eyes widened in fury as he pointed at Liao Lieying and roared:
"Our family is facing a life-or-death crisis, and you still have the nerve to throw a tantrum like a spoiled princess! Don't you even know anything?"
Liao Lieying was startled by her father's harsh reprimand. Her beautiful face turned pale instantly, and her eyes filled with tears of grievance.
She suddenly stomped her foot and cried out in a tearful voice:
"Daddy, even you are bullying me like this!"
After saying that, he turned around and ran away like a startled deer.
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