N-A-A Chapter 613: Bank Run
Chapter 613: Bank Run
"Brother Hao, it's me, Wu Qiang."
"Oh, Aqiang, when did you come to Hong Kong City? Why didn't you come to see me?"
"Brother Hao, I just came here too. I'm in the factory now. I heard from my subordinates that the people working in the cafeteria of my factory are your subordinates?"
"Ah? What is that? Canteen, wait a minute, let me ask."
Of course, Bo Hao is not very clear about it, after all, he now has nearly ten thousand subordinates.
"Well, it seems so? What's wrong?"
"They withheld the workers' meals. I plan to recover the money they embezzled. I'm telling you first."
"What! Puni Amo, they dare to take your money! Don't worry, your brother Hao will definitely give you an explanation. I will send someone to deal with them now."
"That's it, the people are in the industrial park, you can have them taken away."
"Okay, bro, I'm sorry."
"Brother Hao, please don't say these words. They will hurt the harmony between brothers. With so many subordinates, you definitely can't take care of them all."
"Okay, I'll treat you to dinner tomorrow night."
"it is good."
……
After He Lai hung up the phone, he said to the group of people: "I think you can all recognize Brother Hao's voice on the phone. That's it, you guys can go out on your own."
After hearing the conversation between He Lai and Bo Hao, those people panicked and begged He Lai to spare their lives.
He Lai didn't waste any time talking to them. He just waved his hand to signal Lu Zixuan to take people to drive them out.
After those people left, He Lai turned around and looked at everyone.
He continued, "Originally, I was quite happy today. I heard from Zixuan that the company made a lot of money last year, and I was planning to share some of the money with you guys, but I didn't expect something like this to happen."
He Lai took a sip of tea, slowed down, and continued, "Since corruption in the cafeteria has been discovered, I guess many of you must have embezzled some money. I'm giving you a chance now. Admit it and return all the money you embezzled. I'll pretend it never happened and everything will go on as usual."
After the words were spoken, everyone looked at each other, but no one stood up.
"Well, it seems that you are not corrupt, but I don't believe it. After all, there are so many corrupt officials in such a small canteen. I think that the factory managers, finance staff, and sales people like you who hold big orders will inevitably be blinded by money."
He Lai talked as he walked, and patted someone on the shoulder when he passed by.
"Well, no one has come forward. I don't know whether you are really not greedy or you are unwilling to admit it in front of so many people for fear of embarrassment."
"Okay, let's put it this way. I'll give you a day and a night to think about it. If you confess the problem voluntarily tomorrow morning and make up for the embezzled money, I can forgive you and pretend that nothing happened."
"But if you still don't confess after tomorrow morning, I will send people down to investigate carefully. I will investigate every single one of them. I will deal with them one by one if they are found out. By then, your family will be destroyed. Don't accuse me of being a cold-blooded boss."
He Lai said with a sullen face and looked at everyone.
When everyone heard this, many of them panicked instantly. They were obviously afraid. After all, in this era, if you dare to embezzle the boss's money, you will be caught and killed and no one will care.
"Okay, let's adjourn the meeting." He Lai was too lazy to look at them and directly announced the adjournment of the meeting.
Soon, Lu Zixuan and He Lai were the only ones left in the meeting room.
"He Sheng, I have failed in your cultivation." Lu Zixuan said a little ashamedly.
"Zixuan, this is not your fault. After all, you are alone and have so many businesses. It is impossible for you to take care of everything. It is easy for your subordinates to hide their work from you."
He Lai didn't take this matter to heart. After all, he was a hands-off boss, and corruption was a normal thing.
He also didn't believe that Lu Zixuan would protect them. After all, He Lai gave him shares, and he was considered a wealthy man now.
After hearing what He Lai said, Lu Zixuan immediately felt relieved.
"However, you have to investigate this matter carefully. The culture of corruption cannot be encouraged, otherwise this company will be difficult to manage in the future."
He Lai warned.
"Don't worry, Mr. He, I will personally lead people to investigate this matter, and I will deal with each case that is found."
Lu Zixuan said.
"I've also called the managers in the factory. The canteen is such a big issue, and they are in the factory every day. It's impossible that they don't know anything about it. Maybe they took the money or they just don't dare to intervene. They are just trying to smooth things over. I'm too lazy to ask.
If you can replace someone, replace them. Don’t be afraid of offending people. As long as the workers below are not in chaos and we are not in chaos, then the company will not be in chaos.”
He Lai continued.
"Okay, so what should we do if someone admits to corruption tomorrow and returns the money?"
"I'll be demoted to a grassroots level and start over. If you can accept it, accept it. If not, just quit."
Helai is not a charity and does not have to pay for their mistakes.
"it is good!"
"Also, I will post a notice for the workers tomorrow and tell them about the cafeteria incident. I will say that I will make up for their food expenses for a year. Also, I will set up a reporting box at the entrance of the office building and let the workers supervise and report. After the report is checked and it is confirmed to be true, the reporter will be directly rewarded with 500 yuan!
Finally, ask the workers if there are any who can cook, and hire a few, or find a few more from outside, otherwise the canteen cannot be without people cooking, right? It’s up to you.”
"Okay, I know."
……
He Lai discussed with Lu Zixuan for a long time. After finishing everything, he left and returned to the villa.
"Master, welcome back."
Butler Jin hadn't seen He Lai for more than a year. When he first saw He Lai, he was still very happy.
"Well, you've worked hard too." He Lai responded gently.
After being busy all day, I felt quite tired. But thinking about Lu Zixuan, I suddenly felt much more relaxed. After all, he would be busy for a long time starting from today. With so many vacancies, he would probably have a headache for a while.
Therefore, it is really important to find a good assistant when starting a company, who can help you take care of all the company affairs.
He Lai first went to the bathroom to take a bath, and dozed off directly in the bathtub. He soaked in the bath for a while until the butler Jin knocked on the door and said that dinner was ready, then he came out of the bathtub.
At the dinner table, He Lai ate while reading the newspaper, wanting to see if there was any recent news in Hong Kong.
He Lai soon noticed a piece of news: Hong Kong's largest Chinese-owned bank, Hang Seng Bank, was suffering from a bank run and was on the verge of bankruptcy.
The so-called bank run occurs when a large number of depositors come to withdraw their money, causing the bank to be unable to make ends meet.
1965 seemed to be the end of Chinese banks, and many Chinese banks declared bankruptcy. In fact, this was also related to the banks' excessive lending. The money was lent out, and those who deposited money suddenly came to withdraw money, which naturally led to the banks being unable to take out the money.
As for what kind of loan is being made, it is naturally a mortgage. There is huge profit in this, and Chinese banks naturally value this point. They are extremely happy to help ordinary people take out loans to buy houses.
Foreign banks are disdainful of these niche loans, as they only focus on the business of the wealthy people in Hong Kong.
Once the bank is unable to provide money, it will cause panic in the world and a large number of citizens will come with their stubs to withdraw money.
Bank bankruptcy was still a very serious issue in that era. After all, it meant that depositors who had deposited money would not be able to get it back. However, those who had borrowed money should not think of not paying it back. After all, the loan documents had long been used by the bank to pay off debts.
He Lai suddenly became excited. He remembered that the Hang Seng Bank in the future was a branch of the HSBC Bank, and should be a British bank. But now it is a Chinese bank. It seems that there is something wrong. It should be acquired by the HSBC Bank. What if he talks to the Hang Seng Bank first? Hmm! There is a way!
"Old Jin, call Lu Zixuan. I have something to tell him."
He Lai ordered.
"Okay, young master." Butler Jin immediately made a phone call.